A potential action may stem from the decision in Plevin v Paragon Personal Finance Limited  UKSC 61 whereby section of 140A (1) of the Consumer Credit Act 1979 was applied to determine:
In its unanimous decision the Supreme Court ruled that the non-disclosure of commission of 71.8% of the total PPI cost was unfair because it led to a sufficiently extreme inequality of knowledge and understanding. It was recognised that the tipping point for the creation of an Unfair Relationship was difficult to assess but 71.8% was way beyond it.
The Supreme Court also held that it was of critical importance that Mrs Plevin was aware of the size of the commission and the fact that she would have questioned it. This is an important evidential factor in any potential future case which is based on Plevin.
If you believe you may have a potential Commission Case, then get in touch where we will be ready to assist you further.
Should we find that you do have a case and pursue this for you, reclaiming any due compensation, you will be liable to pay us a contingency fee of 20% plus VAT of the total amount you are compensated if the case is settled without the need for legal proceedings. Should legal proceedings be required, then our fee will be 40% plus VAT of the total amount you are compensated.
Managing Director, Andrew Settle explains how JJL can help CMC’s maximise their PPI Claims.
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